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Commercial Lending X is your one-stop source for everything you need to know about commercial financing.
Commercial Lending X
COMBINED WE HAVE OVER FIFTY YEARS OF COMMERCIAL LENDING, CREDIT MANAGEMENT, AND CREDIT UNDERWRITING EXPERIENCE, AND OUR MANAGEMENT TEAM HAS CLOSED HUNDREDS OF COMMERCIAL LOANS OVER THE PAST FIFTEEN YEARS.
We won’t waste your time or tell you what you want to hear. You will always have an honest answer and know exactly what is going on with your loan request at all times.
We have very strong relationships with all of our lenders and they are lending money. We drive a ton of business to our lenders, and they know it.
No up-front fees
There are no application fees, processing fees, documentation fees, or anything else charged up front by Commercial Lending X.
Our team has extensive experience in all aspects of commercial lending and commercial credit. Our management team has underwritten, approved, and closed on just about every type of real estate transaction and business loan type out there.
Meet the Team
We have a highly experienced and dedicated management team positioned to help you with all of your Commercial Financing needs.
Brad has over fifteen years of commercial lending, commercial credit management, and commercial loan file audit experience. Prior to forming Commercial Lending X, Mr. Hettich ran his own commercial consulting company specializing in small business consulting such as out-sourced CFO solutions, commercial finance, and commercial bank audits. His extensive background in commercial finance came from an earlier career with several commercial banks in the Chicagoland region where he originated all types of commercial loans (both C&I and real estate) and managed credit and audit processes. Over his more than fifteen years he has originated and closed more than $400 million in loans.
The Client was looking to refinance their existing ski resort out of an SBA 7A loan with a higher variable interest rate, and was also interested in getting additional capital to make improvements to the property. The biggest challenge for the Client was the special-use nature of the property and seasonality of their business. We were able to package a deal and appropriately show the historical financial trends to get a group of community banks to buy into the transaction and fund an attractive fixed interest rate loan for seven years on the property, and provide more than sufficient cash out to cover the Clients needs for making improvements to the property.9/2014