About Commercial Lending X: Business Acquisition Financing

Commercial Lending X was founded in 2010 by Brad Hettich after roughly 30 years on the bank side of the desk. Brad spent over a decade as a bank officer, originating close to $1.4 billion and underwriting more than $2.5 billion in commercial loans. He sat on credit committees, made approval decisions, and learned exactly how lenders evaluate, price, and decline deals. CLX exists to put that bank-side perspective on the borrower's side of the table.

In the years since, CLX has built a network of more than 500 lending institutions and 100+ SBA lending teams, and we have approved over $1.4 Billion in commercial loans across business acquisitions, SBA, commercial real estate, construction, equipment, and working capital. Acquisitions are where we lead - they are the most complex transactions in commercial lending and the ones that benefit the most from a broker who underwrites the file before any lender sees it.

Today CLX operates as a success-fee-only broker. The borrower pays nothing upfront - no retainers, no application fees, no deposits. Our team invests its time and underwriting resources at our own risk and gets paid only when your deal closes. Every file goes through in-house underwriting before submission, every deal is shopped across the full lender network, and every borrower gets a single point of contact through closing.